Get The Maximum Value From Your Policy Claim
Most property owners and managers haven't made the time to examine their insurance policies in detail. We, on the other hand, love to discover every advantage that's hidden inside. We bring over 30 years of combined insider experience to help you receive the maximum possible value from your claim. Contractors will often claim to know how to get a larger settlement, but few, if any, have spent years negotiating on their client's behalf.
The clear benefit to you is not only a higher settlement, but one that even the insurance company believes is fair. Negotiating from the details of your policy makes them happy and brings them to your side in your settlement. We've found it doesn't have to be adversarial for you to receive more than you ever thought was possible.
Good Enough, Has Never Been Good Enough
Our rigorous standards found their start in the unforgiving cold of Antarctica, one of the harshest climates in the world. There, our general contractor worked for over a decade, leading the teams who design and build the most technologically advanced buildings in the world. The demanding polar environment laid the groundwork for the procedures we use today. Those challenges also honed an attention to detail that can mean the difference between success and catastrophe on a job site. The environment here may not be as harsh as where we started, but our standards remain the same!
Every contractor working on a CCMG project goes through a review process. They must meet or exceed our quality standards to be on the job site. The contractors we work with are best in class, and each must employ our model of safety, supervision, and excellence, which deliver outstanding results for our clients. We ensure a safe environment for all of our contractors, meeting all OSHA standards, and keeping everyone in top form. Over the years, we've built great relationships with the best trades providers in the region and precisely choose our crews to deliver the service your project requires.
We Monitor Every Step Through Final Closeout
Our Project Closeout Process provides everything needed to ensure a long and full life for everything that has been updated. Each closeout information packet includes the following: product data including maintenance and operations information for all materials used on the project, collated and signed off municipal permit and final inspection documentation, warranties—both workmanship and manufacturer’s, signed off punch lists, corrective action items list, and finally, a list of types and quantities of spare material.
Your CCMG team provides spare material through the surplus inventory that has been ordered specifically for your project. So, if in the future, repairs need to be made you have confidence the dye lots, product type, and sizes are the same as what has already been installed on your project.
Recent CCMG Projects
Our goal at the start of all of our projects is to get the greatest amount of repair work at the highest possible quality out of the claim proceeds. By working vetted contractors and overseeing every stage of the reconstruction we are able to guarantee the best results possible for our clients in less time and with no money out of pocket for them.
La Scala, Colorado Springs
Gold Run, Boulder
1767 Pearl Street, Denver
Mayhurst HOA Makeover
The Villas
Initial Claim Amount: $734,845
Settled Claim Amount: $989,680
The Villas was a 2019 project for PMGC; we adjusted the claim for the carrier including writing estimates and documenting the loss. We were able to get significantly more siding replaced than 1-2 sides specified in the original claim, and all four sides of each building painted during reconstruction.
Mayhurst HOA
Initial Claim Amount: $377,000
Settled Claim Amount: $1,563,000
Mayhurst’s original claim called for roofing repairs to 4 buildings. The final claim settlement negotiated full roofing replacement, all new exterior stucco, all new windows, and all new sunrooms. Mayhurst is the largest per unit settlement in Colorado at the time of this post with $120,230 for each of the 13-unit owners.
La Scala
Initial claim amount: $1,759,000
Settled Claim amount: $4,552,000
Originally, the insurance carrier only wanted to repair the tile roofing and repair 100 windows. The final claim settlement called for the replacement of 1,350 squares of roofing tile and 380 Pella windows, an upgrade. The window supplement alone for La Scala was over $2,200,000.
The Villas
Initial Claim Amount: $734,845
Settled Claim Amount: $989,680
The Villas was a 2019 project for PMGC; we adjusted the claim for the carrier including writing estimates and documenting the loss. We were able to get significantly more siding replaced than 1-2 sides specified in the original claim, and all four sides of each building painted during reconstruction.
Mayhurst HOA
Initial Claim Amount: $377,000
Settled Claim Amount: $1,563,000
Mayhurst’s original claim called for roofing repairs to 4 buildings. The final claim settlement negotiated full roofing replacement, all new exterior stucco, all new windows, and all new sunrooms. Mayhurst is the largest per unit settlement in Colorado at the time of this post with $120,230 for each of the 13-unit owners.
La Scala
Initial claim amount: $1,759,000
Settled Claim amount: $4,552,000
Originally, the insurance carrier only wanted to repair the tile roofing and repair 100 windows. The final claim settlement called for the replacement of 1,350 squares of roofing tile and 380 Pella windows, an upgrade. The window supplement alone for La Scala was over $2,200,000.
The Simple CCMG Claim Process
If You Don’t Have a Claim
Take a few moments to review and understand CCMG’s unique proactive role and why having a comprehensive team of claim professionals working with your association is so critical. We go into more depth on Our Process page.
Forward your association(s), their addresses, and policy renewals to CCMG for review, assessment, and monitoring. We become your inside advocate to ensure the greatest results for any claim based on your policies. You can send all information and upload any necessary files here.
CCMG will review all pertinent policy provisions and outline all necessary HOA issues including levels of special assessment coverage. CCMG will evaluate the community exteriors (underwrite) and provide a full report to the manager and BOD. This protects you should any incidents occur and provides critical information to your insurance carriers.
CCMG will monitor your properties for damaging events, in case of an event, CCMG will immediately notify the manager and coordinate next steps. We will be with you through the entire process, start to finish.
If You Do Have a Claim
For HOAs with an active claim or pending claim. CCMG will evaluate the damages and all current estimates, evaluate the policy and deductible, and recommend the appropriate course of action. With over 30 years of experience negotiating successful claims, our team consistently delivers the maximum amount for your incident.
If You Think You Have a Claim
For HOAs that have a potentially insurable incident, our team will evaluate the damages, evaluate the policy and deductible and formulate the appropriate course of action. Because our role is to be your advocate and provide oversight for the restoration process, our recommendations carry profound weight with your insurance provider. You can send preliminary information to us online here.
CCMG provides decades of experience in policy review and adjusting, construction management, and project management and oversight to advocate for property owners and managers covered from policy review through construction. The CCMG approach lets contractors focus on delivering the highest quality results safer and faster than any other process so you can get back to business better than before. Eliminate the headaches from navigating policy details. Feel confident that your property is covered before an incident happens and will be dealt with in the fastest and most comprehensive manner if an incident occurs.
Eliminate the headaches from navigating policy details and help you feel confident that your property is covered before an incident happens.
A comprehensive team of claim professionals oversees your claim processes, recording all damage caused by an incident so you receive full coverage for all necessary repairs.
Harmonious and stress-free resolution of the claims adjustment process that both the insured and the insurance companies love.
CCMG delivers unbiased data-driven policy analysis and project management to maximize your claim and decrease the possibility of litigation.
CCMG is the only firm to provide construction project oversight by an International Code Council Class B Certified General Contractor with over 25 years of industry experience.
Eliminate uncertainty with vetted contractors, and higher standards for claim management managed the way insurance was designed to work.
Our CCMG process elevates contractors, roofers, and materials to a higher standard and accelerates the restoration process to compress your timeline.
Our CCMG process compresses the timeline with full oversight and quality control so you can get back to business even better than before you called us.
Finally, get every penny’s worth of value out of your claim on time and above expectations with no additional out of pocket expenses, ever.
Rest in the confidence that your claim will be dealt with in the fastest, most comprehensive manner possible if an incident ever occurs.
CCMG’s History at a Glance
2011
Scott and Clark both launch consumer-focused, licensed public adjusting firms in Colorado.
2013
Scott moves his public adjusting firm to only work with HOA's and their management companies on large losses.
2015
Scott's firm receives the largest appraisal award for a Colorado HOA. Provincetown Landing II is awarded $9.125 million for a 2014 loss with their insurance provider.
2018
Scott's firm resolves its 150th claim representing homeowners' associations.
2019
Scott and Clark combine their firms to form CCMG, Colorado’s largest professional claim management company with over $250 million in resolved claims for HOA’s.